The end of 1982 was marked by the dawn of a new commercial bank to be named Bank Al-Madina S.A.L., consequently listed in the Lebanese Banks list under no. 105 as of 31/12/1982.

Banking operations began in the bank's Head Quarters in Hamra with an invested capital of 50,000,000 Lebanese Pounds paid in full. On February 18, 1983, and upon the request of Bank Al-Madina, 'Banque du Liban' approved a request for an increase in capital by 10,000,000 Lebanese Pounds, which meant that the Bank's letterhead now read "Capital 60,000,000 L.L., Paid in Full". This multi-faceted growth was further implemented when the Bank received a green light from 'Banque du Liban' to open its second branch, which meant the establishment of what later became to be known as "Jdeideh Branch".

There was no change in the status of Bank al-Madina S.A.L., until 1986, when a shift in the Bank's identity took place after the acquisition of a majority share by the Abu-Ayyash family.1988 saw the opening of Bir El-Abed Branch followed one year later by a further expansion into Baakline and Tarik El-Jadidah, bringing the total number of branches to five. In the period up to 1995, only one addition to the number of branches took place - Saida Branch.

The next phase of change came in mid-1995 when 'Banque du Liban' approved an increase in the Bank Al-Madina S.A.L.'s capital from 60 million L.L. to 16.5 billion L.L., followed up with a second increase in capital to 45.45 billion L.L. in 1998.Fierce competition and noticeable expansion of the banking sector compelled the inevitable need for Bank Al-Madina S.A.L.'s further growth, and so, on October 29, 1998 nine branches of the 'Foreign Trade Bank were bought, followed by the acquisition of six additional branches of 'Prosperity Bank'. The end of 1998 saw the successive establishment of 12 additional branches, as follows:
 

We are planning to open a new branch in Bechara El-Khoury street and a representative office in Canada, Montreal.

After all the changes since 1982, the beginning of the new millennium saw Bank Al-Madina S.A.L. as such:

  Having 18 Branches, in addition to its Head Office, which is located in Hamra.

  Capital of the Bank is 45.45 Billion L.L., fully paid.

  The major shareholders are:

		Dr. Adnan Abu-Ayyash	58.91 %
		Sheikh Ibrahim Abu-Ayyash	41.08 %
		Others	0.01 %